Personal loans through Pay As You Go
MBC Finance CC is an NCR-registered credit provider (NCRCP506). Our Pay As You Go app is the place to apply, upload documents and contact MBC Support.
Install the Free AppOpen Client App
Approved repayment terms
Repayment terms may be up to 6 months, depending on the approved product, affordability and credit assessment. Weekly, fortnightly or monthly schedules are confirmed in your credit agreement.
Affordability comes first
All new and repeat applications are subject to affordability assessment, credit checks and approval. No approval, credit limit or payout time is guaranteed.
Understand the full cost
Review your pre-agreement quotation before signing. It sets out the loan amount, interest, initiation and service fees, any applicable insurance, repayment schedule and total cost.
Work out an indicative repayment in the app.
Credit assessment
Applications are assessed individually. We cannot assist applicants under debt review or administration under our current policy.
What you need
Permanent employment for at least 6 months or pension income; income paid into a South African bank account in your own name; sufficient affordability; SA ID and up-to-date bank statements for the last 3 months. Employed applicants also need their latest payslip. Pension income must be verifiable.
Signing and repayment
DebiCheck is required. Payout follows completion of the required documents, signing and DebiCheck approval.
Secure MBC SupportWhatsApp — General Questions
Staff assistance: Monday–Friday, 08:00–17:00. Closed on public holidays. Upload documents securely in the app.