How to apply

Apply through Pay As You Go

Install the Free AppOpen Client App

1. Open the app and answer the eligibility questions.
2. Upload your SA ID, latest payslip, bank statements covering the last 3 months and proof of address.
3. Our team assesses affordability and credit and tells you the outcome.
4. If approved, you receive a quotation (pre-agreement statement) showing the amount, term, fees, interest and repayment dates. If you accept the quotation, we proceed to the credit agreement. Insurance is optional.
5. Complete signing and DebiCheck approval. Payout follows completion of the required steps.

Qualifying new clients may be offered a three-month loan. Good repayment history can earn consideration for up to six months; progression is not automatic. Every application is subject to affordability assessment, credit checks and approval. Approval and payout timing are not guaranteed.

Our employed-applicant requirements include permanent employment for at least 6 months. Applicants under debt review or administration cannot be assisted under our current policy.

Secure MBC SupportWhatsApp — General Questions

View longer-term loan terms and the R1,000 repayment example →

MBC Finance CC · NCRCP506.