Reviewed and updated: 12 October 2026 · MBC Finance
The Pay As You Go app is MBC Finance’s application channel. It lets you submit information, upload documents securely and contact MBC Support without using the old WordPress application forms.
Start with the eligibility questions
Open the app and answer the questions accurately. Our current policy accepts permanently employed applicants with at least 6 months of employment and pensioners, subject to assessment. Income must be paid into a South African bank account in your own name.
Upload the documents requested
Have your SA ID and current bank statements covering the last 3 months ready. Employed applicants also need their latest payslip; pension income must be verifiable. Upload documents only through the secure page provided in the app or by MBC Support.
Review, decision and quotation
Submitting an application does not mean it is approved. We assess affordability and credit and communicate the outcome. If approved, read the quotation’s amount, fees, interest, total repayment and schedule before signing.
Signing, DebiCheck and payout
Payout follows completion of required documents, signing and DebiCheck approval. There is no guaranteed instant or 24-hour payout. If you already applied, continue through the app or Secure MBC Support instead of submitting duplicate applications.