Reviewed and updated: 12 October 2026 · MBC Finance
A repayment plan begins before you accept a loan and needs attention throughout the agreement. A small amount does not remove the responsibility to repay.
Read and retain the documents
Keep your quotation and signed agreement. Check the full cost, payment dates and schedule. Ask about any unclear term before signing rather than relying on an advertisement or calculator estimate.
Plan around reliable income
Include essential expenses and all debt obligations. Keep track of when repayments are due and ensure the agreed account is funded. Inform MBC promptly if your income or banking details change.
Ask about settlement and changes
If you want to settle early, request a settlement figure and instructions. If you expect difficulty, contact MBC Support promptly. Any change to payments must be agreed and confirmed; contacting support does not automatically pause the agreement.
Avoid further pressure
Do not treat another loan as a guaranteed way to make an existing repayment. Late or missed payments may affect your credit record and may lead to lawful collection action. Every repeat application is assessed afresh and is not guaranteed.