MBC Finance and Pay As You Go
MBC Finance CC is an NCR-registered credit provider (NCRCP506). We offer personal loans subject to affordability assessment, credit checks and approval.
Pay As You Go is our client app. You can apply, upload documents securely, review your quotation and stay connected with MBC Support in one place.
Borrow as you pay
Qualifying new clients may be offered a three-month loan after affordability and credit assessment. Many clients start with a 30-day loan; a good repayment record can earn consideration for three months and later up to six months. Progression and approval are never automatic. Every application is assessed afresh.
Clear terms before you sign
If approved, you receive a quotation (pre-agreement statement) showing the amount, full costs and repayment dates. Only if you accept that quotation do we proceed to the credit agreement. Insurance is optional. Payout follows document checks, signing and DebiCheck approval.
Install the Free AppOpen Client App
Explore longer-term loans, terms and a R1,000 repayment example →
Talk to our team
MBC Finance addresses
40 Prospecton Road
165 Kingsway Road
Applications are made online.
Monday–Friday, 08:00–17:00. Closed on public holidays.
Office: 031 902 9225 · Support: 031 823 7994
Email: online@mbcfin.co.za
Secure MBC SupportWhatsApp — General Questions
Our official websites are mbcfin.co.za and payasyougo.shop. Please upload identity and banking documents securely in the app.